LegallyRemoveBadCredit.com offers two proprietary do-it-yourself credit systems: Credit Repair System to repair bad credit. Credit Lock System to lock your credit reports and prevent access by identity theft thieves and unwanted creditors and ID Theft Repair System which helps victims of identity theft. Our two credit systems – Credit Repair System and Credit Lock and ID Theft System were developed to allow consumers to handle their credit issues at the lowest cost possible through easy do-it-yourself systems.
No, after you submit your credit items to be removed our fully automated Credit Repair System will automatically print, and mail each letter to Experian, Equifax, and TransUnion.
The credit reporting agencies are required by law to respond to you within 30 days. Negative items are often removed within this initial 30 day period. However, the removal process may require more than one letter be sent and the entire process can take 90 or more days. You may not be able to remove accurate negative items that the Credit Reporting Agencies verify in accordance with applicable state and federal law.
Absolutely not! Unlike credit repair companies that charge you a fee each month, we charge a one-time fee for our Credit systems which will save you hundreds, if not thousands of dollars.
For the Credit Repair System you will need a credit report from each of the three credit reporting agencies. Under the Fair Credit Reporting Act you are entitled to one free credit report from each of the three credit bureaus, every year. This report will not include your actual credit scores, but you do not need your credit scores to utilize our Credit Repair System. If you would like your credit scores you may obtain them by paying a fee to the credit reporting agencies. You can obtain your free credit reports by going to www.annualcreditreport.com, or by going directly to the credit reporting agencies at the following web addresses: http://www.experian.com http://www.equifax.com http://www.transunion.com
There are a lot of credit repair companies that use illegal techniques to try and repair credit. These companies can get you in real trouble, and then disappear when you need help. Our proprietary Credit Repair System based on years of experience and trial and error. Our Credit Repair System is completely legal and was designed by an attorney.